A Private Commercial Real Estate Debt Fund

Our Mission: Maximizing Investor Returns

$10,000,000 Debt Fund – Phila-Miami Fund 1

At ACL Capital Fund, LLC, our mission is clear: to maximize investor returns through strategic funding initiatives. Our focus lies in empowering American Commercial Lending, Inc., alongside select mortgage companies, to fulfill short-term bridge loan requests, construction loans, renovation loans, and short-term mixed-use and commercial bridge loans.

Specialized Market Knowledge

We focus on the PA and FL markets

Experienced Team

Over 25 years of commercial experience

why choose us.
  • Faster Funding
  • Local Expertise
  • Client Relationships
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Annual ROI
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Closing fees
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Our lending rate will average

Private Commercial Mortgages

Filling the Growing Void Left by Banks

Market Challenges

Bank Lending Cutbacks: Banks are increasingly reducing lending to real estate investors and developers. They are cutting Loan-to-Value (LTV) ratios, pulling back on lending overall, and increasing rates on permanent financing, effectively pricing themselves out of the market. Nationwide Private Fund Limitations: Many private lenders lack the necessary lending products and specific market knowledge, as their nationwide focus can hinder their lending decisions.

Our Advantage

Specialized Market Knowledge: We focus on the Pennsylvania and Florida markets, offering better returns and more efficient lending due to our deep understanding of these regions.
Experienced Team: With 25 years of commercial lending experience, we provide tailored solutions for our clients, many of whom are repeat customers.

meet our team.

Navigating your financial horizon with our professionals

jeff bechtold

With a proven track record as the Owner of American Commercial Lending, Jeffrey has originated over

$100,000,000 in loans, demonstrating unparalleled expertise in the industry.

richard astrella

With 35+ years in real estate, Richard Astrella is a trusted expert known for his win-win philosophy, deep knowledge, and commitment to client success.

Emily Okonsky

With a background in marketing for commercial real estate, Emily brings a strategic approach to connecting clients with impactful investment opportunities and driving growth for the ACL Cap Fund.

Chris McGuckin

With 20+ years as a CPA, Chris McGuckin specializes in accounting and tax services for businesses and individuals, offering expertise in financial statement preparation to help clients secure bank financing.

Fund Overview

At ACL Capital Fund, LLC, our vision and mission are clear: to provide funding for bridge loans, fix-and-flip projects, and construction loans tailored to investment properties. Our focus will also include mixed-use and small commercial properties.

Key Features

  • $10,000,000 ACL Capital Debt Fund: With a target raise of $10,000,000, our fund is positioned to meet the diverse financing needs of our clients effectively.

  • Additional Funding: $5,000,000-$10,000,000 in bank warehouse funding lines to increase IRR. IRR Target: Our overall fund IRR target will be 18%.

  • September 2025 Launch: Scheduled for September 1st, 2025, our fund offers investors the opportunity to participate in a dynamic and lucrative market.

Investor Base

With a focus on quality over quantity, we aim to onboard 12-25 investors, fostering strong relationships and personalized service.

Flexible Duration

The ACL Capital Debt Fund offers a duration period of 2-3 years, providing investors with flexibility and strategic positioning.

Fund Model Structure
Fund Investment Opportunities
High Consistent Returns on Existing Clients’ Projects

Our fund offers private bridge loans, investment, and development mortgage financing, providing high returns and rising rates for a lucrative ROI for investors.

  • ACL Capital Fund for Consistent Returns
  • Investors can expect a 15.30% annual ROI, ensuring consistent and attractive returns on their investment.
  • Overall IRR rate will be 17.30%

Team Discussion